How much can I save by switching my insurance?

It depends on a lot of factors like your driving record, last time you got your insurance, if you are trying to insure more than one vehicle and or home. The best thing to do is to call one of our insurance lines and get your free auto insurance quote.

How long does it take to get a free insurance auto quote?

Generally it takes about 10 minutes and usually it is time well spent since you are most likely going to save money!

What discounts are available?

  • Multi-Policy discount
  • Clean driving record discount
  • Homeowners discount
  • Defensive Driver discount
  • Multi-Car Discount
  • Good Student Discount

What kinds of coverages are there?

There are many types of car insurance coverage; however, while most are optional, certain coverages are generally required by law.

Most states require drivers to purchase a minimum amount of liability insurance coverage, which pays for injuries and property damage that you cause to others in an accident.

Personal injury protection (PIP) coverage allows you to file a claim with your own insurer to pay for your medical costs associated with an accident, regardless of who was at fault.

Uninsured/underinsured motorist coverage is optional but highly recommended against drivers that damage your car and don’t have valid insurance.

Other optional coverages include:

1. Collision coverage:

Collision coverage helps pay repair or replacement costs if you crash into an object or another car.  This coverage is designed to fix up or replace your own car after a collision.

2. Comprehensive coverage:

Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it’s stolen or damaged in an incident that’s not a collision. Comprehensive typically covers damage from fire, vandalism or falling objects.

3. Towing coverage:

Pays the cost of towing your car to a repair shop when your car is unable to be driven.

4. Car rental reimbursement coverage:

Pays for the cost of a rental car while your vehicle is being repaired after a car accident.