Call For Free Auto Insurance Quotes at (800) 889-4013
At InsureCarQuote.com our mission is to make sure your experience getting a car insurance policy is easy. We know it takes time to get a quote but with us we will make sure we can make your time worth while. Our service allows you to get connected with local Insurance Agents and compare insurance companies. After the process you will be able to choose the best insurance coverage that suits your needs and saves you money. Our network includes premium auto insurance providers which allows you to compare auto insurance rates across different companies. Agents can offer you multiple discounts based on number of cars you insure, your driving record, your home insurance policy and many others.
Auto Insurance or Car insurance is now required almost in every state.
Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic accidents and against liability that could also arise there from a collision. Car insurance additionally offers financial protection against as theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as falling objects.
Below are the coverages that you can buy
- Bodily injury liability – which covers costs associated with injuries or death that you or another driver causes while driving your car.
- Property damage liability – which reimburses others for damage that you or another driver operating your car causes to another vehicle or other property, such as a fence, building or utility pole.
- Medical payments or personal injury protection (PIP), which provides reimbursement for medical expenses for injuries to you or your passengers. It will also cover lost wages and other related expenses.
- Collision reimburses you for damage to your car that occurs as a result of a collision with another vehicle or other object—e.g., a tree or guardrail—when you’re at fault. While collision coverage will not reimburse you for mechanical failure or normal wear-and-tear on your car, it will cover damage from potholes or from rolling your car.
- Comprehensive provides coverage against theft and damage caused by an incident other than a collision, such as fire, flood, vandalism, hail, falling rocks or trees.
- Glass Coverage provides coverage from windshield damage, which is common. Some auto policies include no-deductible glass coverage, which also includes side windows, rear windows and glass sunroofs. Or you can buy supplemental glass coverage.
- Uninsured motorist coverage reimburses you when an accident is caused by a driver who does not have auto insurance—or in the case of a hit-and-run. You can also purchase underinsured motorist coverage, which will cover costs when another driver lacks adequate coverage to pay the costs of a serious accident.
To find out which coverage you need and the limits of each coverage please call (800) 889-4013
Live agents will be able to answer all of your questions.